Deposit holds stand out quickly when the same type of check usually follows a familiar schedule. I’d compare the deposit date, amount, receipt, hold message, and whether the account shows a specific release date. The fact that the check came from the same source as earlier deposits is useful to mention without assuming it guarantees the same timing. I also keep the normal account balance separate because there are no other visible issues. With those details ready, I finish with The Peoples Bank phone number once I’m asking what is driving the current hold and when the funds are expected to become available.